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Protecting Your Midland, TX Business
Your business is your livelihood and a vital part of the Midland community. A&S Elite Insurance provides robust commercial insurance solutions designed to protect your investment, your employees, and your future from the unique risks you face every day.
Your Expert Partner in Business Insurance
In the dynamic economy of Midland, TX, having the right business insurance isn't just a good idea—it's a fundamental necessity. From General Liability to specialized policies for the oil and gas and construction sectors, a proper insurance plan is the shield that allows you to operate with confidence. As your local independent agency, we have a deep understanding of the commercial landscape and partner with top carriers to build a policy that fits your specific operation.
Our Commercial Insurance Solutions
We offer a comprehensive portfolio of insurance products to cover businesses of all types and sizes.
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Foundational Business Protection
Every business needs a strong foundation. These core coverages protect you from common risks.
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• General Liability Insurance: Protects your business from claims of bodily injury, property damage, and advertising injury.
• Business Owner's Policy (BOP): A convenient package that combines general liability and commercial property insurance at a value price point, ideal for small to medium-sized businesses.
• Workers' Compensation: Provides medical and wage benefits to employees injured on the job, as required by law. It also protects your business from employee lawsuits.
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For Contractors & Builders
We provide specialized coverage for Midland's thriving construction industry.
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• Contractors General Liability: Tailored liability protection that covers the specific risks faced on a job site.
• Builders Risk Insurance: Protects a building, materials, and equipment during the course of construction or renovation.
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Vehicles, Trucking & Cargo
From single vans to large fleets, we keep your business on the move.
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• Commercial Auto Insurance: Covers cars, trucks, and vans used for business operations.
• Commercial Trucking Insurance: Specialized policies for trucking companies, addressing the unique liability and physical damage needs of the industry.
• Cargo Insurance: Protects the goods you are transporting from loss or damage.
• Garage Insurance: Essential for auto shops and dealerships, combining liability, garagekeepers, and other coverages into one policy.
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Specialized Industry Solutions
We have deep expertise in providing coverage for specific local industries.
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• Restaurant and Bar Insurance: Custom policies covering risks like liquor liability, food spoilage, and customer slips and falls.
• Church Insurance: Protects religious organizations with a package that includes property, liability, and other unique coverages.
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Added Layers of Protection
• Commercial Umbrella Insurance: An affordable way to add an extra layer of liability protection over your other policies, safeguarding your assets from catastrophic claims.
Is Your Business Properly Insured?
As your business grows, your risks change. An old policy may have dangerous gaps. We invite you to a complimentary business risk review to ensure your livelihood is protected. We will:
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1. Analyze your current operations to identify potential liabilities.
2. Review your existing policies to find gaps or overlaps.
3. Provide a competitive quote on a policy designed for your business today.
Why A&S Elite for Your Commercial Insurance?
You need an insurance agent who is also a business partner. That's the A&S Elite promise.
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• Local Expertise: Founders Angelita Jaquez and Sandra Salazar understand the Midland business climate. They provide expert, face-to-face advice to help you manage your risk.
• Dedicated Partnership: We work for you, not the insurance companies. We leverage our network of carriers to find the most comprehensive and cost-effective solutions for your business.
• Focus on Your Success: We see insurance as a tool that enables your success. By properly protecting you, we give you the confidence to grow, hire, and thrive.
Some Things to Consider When Choosing Your Commercial Insurance
Understanding Your Unique Risks
A restaurant has vastly different risks than a construction company. We don't believe in one-size-fits-all policies. Our first step is always to understand your specific operations to ensure no risk is left uncovered.
General Liability vs. a BOP
What's the difference? General Liability covers specific claims of injury and property damage. A Business Owner's Policy (BOP) bundles that liability with commercial property insurance. We can quickly determine which is the right and most cost-effective fit for you.
Partnering for Long-Term Growth
​Your insurance needs will evolve. We are committed to being your long-term partner, reviewing your coverage annually and making adjustments as you expand, hire new employees, or acquire new assets. Your protection will grow with your success.